Making Dental Care Affordable

Payment Options

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Transparent Pricing, Multiple Solutions

Affordable Dental Care Options

Insurance Benefit Maximization

Flexible Payment Options

Transparent Cost Estimates

Financial Coordinator Assistance

Affordable Membership Plan

Interest-Free Payment Plans

At Largo Smiles Dental Center, we understand that navigating the financial aspects of dental care can sometimes be as challenging as the oral health concerns themselves. That's why we've created a variety of payment solutions to accommodate different needs and budgets.

Our team is committed to transparency in all financial matters. Before beginning any treatment, we'll provide a clear breakdown of all costs involved and work with you to determine the best payment approach for your situation. Our goal is to eliminate financial stress from your dental experience, allowing you to focus on what matters most—your oral health.


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Maximizing Your Dental Benefits

Insurance Plans We Accept

Most Major PPO Dental Plans Accepted

Benefits Verification Services

Claims Filing on Your Behalf

Pre-Treatment Benefit Estimates

Explanation of Coverage Details

Assistance Maximizing Annual Benefits

We participate with most major PPO dental insurance plans and are committed to helping you maximize your benefits. Our experienced team verifies your coverage, files claims on your behalf, and works to ensure you receive all the benefits you're entitled to under your plan.

We recommend contacting our office with your insurance information before your appointment so we can verify your coverage and provide an estimate of any out-of-pocket costs. While we're not in-network with every plan, we can work with virtually any PPO insurance provider as an out-of-network provider, often with minimal difference in out-of-pocket costs.


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Making Quality Care Accessible

Flexible Payment Solutions

Cash, Check, and Major Credit Cards Accepted

HSA and FSA Cards Welcome

CareCredit Healthcare Financing

Interest-Free In-House Payment Plans

Senior Citizen Discounts (10%)

Military and Veteran Discounts (10%)

We believe that every patient deserves access to quality dental care regardless of their financial situation. In addition to accepting most insurance plans, we offer several payment and financing options designed to accommodate different budgets and needs.

Our team is happy to discuss these options in detail and help you determine which approach works best for your specific circumstances. We're committed to finding a financial solution that allows you to receive the care you need without undue financial stress.


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An Affordable Alternative to Insurance

Our Dental Membership Plan

For patients without dental insurance, our in-house membership plan provides an excellent alternative that makes both preventive care and treatments more affordable. Unlike traditional insurance, our plan has no deductibles, no annual maximums, no waiting periods, and no complicated claim forms.

Members receive significant discounts on preventive care and most treatment services, with benefits available immediately upon enrollment. The plan is designed to encourage regular preventive visits while making any necessary treatments more affordable should they be needed.


Common Questions About Insurance & Financing

Yes, payment is generally expected at the time services are provided. For more extensive treatment plans, we can arrange a payment schedule that allows you to spread the cost over the duration of your treatment. We will always provide you with a clear estimate of costs before beginning any procedure so there are no surprises.

Absolutely. We file insurance claims on your behalf as a courtesy to our patients. Our team has extensive experience working with insurance companies and will work diligently to ensure you receive the maximum benefits available under your plan. You are responsible only for your estimated portion at the time of service.

Many of our patients don't have traditional dental insurance. We offer several options for uninsured patients, including our in-house membership plan, which provides significant discounts on preventive care and treatments for a low annual fee. We also offer CareCredit financing and payment plans to help make your care affordable.

CareCredit is a healthcare credit card specifically designed for medical and dental expenses. It offers short-term financing options (typically 6, 12, or 18 months) with no interest if paid in full during the promotional period. Application is quick and can be completed in our office or online, with immediate approval in most cases. This option is particularly helpful for larger treatment plans.

Questions About Your Financial Options?

Our team is committed to helping you navigate the financial aspects of your dental care with clarity and ease. If you have questions about insurance coverage, financing options, or our membership plan, please don't hesitate to contact us. We're happy to provide the information you need to make informed decisions about your dental care.

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